Mortgage & Finance (Financing)

For first time home buyers, any form of financial or planning incentive is a great way to make home buying easier and memorable. Investing in one’s first home is a big financial commitment. It takes some first time home buyers a number of years to make owning their own home a reality. The Canadian government, on all levels, has created a number of programs that first time home buyers can take advantage of. These provide accessible resources to help make buying a first property easier and more manageable.

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For a lot of people, the number one reason they choose to rent versus buy their own home is their fear of signing their name to a long-term mortgage agreement.  But let’s face it – very few of us can go through life without paying for our place of residence in one form or another.  In that sense, you’ve already made a commitment to a fixed schedule of payments for housing — whether it’s in the form of a mortgage or a rental lease.  In actual fact, one of the major advantages of a mortgage agreement is that it usually covers a longer time period than a lease — which can work in your favor.

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