With the selling season just around the corner, what can you do to maximize the chances of selling your home? Hiring a qualified Realtor and setting the right listing price are the first steps to selling your home quickly. But there are other things you can do to help differentiate your home from the competition and attract potential buyers.
Recently the Bank of Canada (BoC) met and, as expected, left its target overnight rate unchanged. Surprisingly the bank also eliminated its oft-repeated warning about near-term rate increases.
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Now more than ever, homeowners are venturing into the domain of home renovating and they look forward to enjoying the new, attractive or functional features that these renovations can bring to their everyday life.
Yet more and more, market-savvy homeowners are spending thousands of dollars on home improvements, just to turn around in a short period and put the property up for sale.
After you’ve estimated your mortgage payment and other ongoing costs for carrying your first home, you’ll also need to consider the one-time expenses associated with the purchase of a property. This includes your closing costs, as well as your moving expenses.
Finding the right property at an affordable price can sometimes be a challenge. When it comes to deciding just how much home you can afford, there are two kinds of expenses you’ll need to consider – the ongoing or ‘carrying’ costs of the home, and your closing costs.
The first step in determining your carrying costs is to get pre-approved for a mortgage. By pre-qualifying for a mortgage, you can find out up front what your maximum mortgage payment might be, even before your home search begins.